See Everything You Own.
Control Everything You Spend.
Stop wondering where your money went. Sync all your bank accounts into one dashboard and assign every dollar a purpose using the proven envelope budgeting method.
Free for early users. No credit card required.
Mobile App Coming Soon
Coming soon to the
App Store
Coming soon on
Google Play
Control your wealth.
Down to the dollar.
Most apps just show you what happened. BYB helps you decide what happens next.
Hybrid Tracking
Sync your banks for speed, or go manual for mindfulness. Switch between modes instantly.
Real-Time Net Worth
Assets minus liabilities, calculated live. Watch your progress as you pay down debt and invest.
Debt Payoff Planner
Visualize your debt-free date. See exactly how extra payments shorten your timeline.
Clarity is Control
Start making smarter decisions today.
Unified Finance.
Fiat, Stocks, and Crypto.
Stop logging into five different apps to check your net worth. BYB brings your banks, brokerages, and crypto wallets into one secure dashboard.
Global Bank Syncing
Integrating with Plaid to support 12,000+ institutions across North America and Europe.
Chase, Wells Fargo, Citi, + more.
RBC, TD, Scotiabank, BMO.
Revolut, Monzo, HSBC, BNP.
Brokerage Sync
Track your stocks, ETFs, and retirement accounts. We are building secure integrations for major brokerages.
...And Your Crypto Portfolio Too.
Don't let your digital assets live on an island. See your crypto holdings right next to your savings and debts for a true net worth calculation.
Multi-Network Support
Track your holdings across major networks. Support for Bitcoin (BTC) and Ethereum (ETH) is live.
Unified Dashboard
Your crypto, stocks, and cash in one pie chart. Finally, a single source of truth.
Privacy-First
We use read-only wallet connections and prioritize mindful, manual transaction logging.
Prefer Manual?
Snap. Upload. Done.
If you prefer not to sync your bank, you can still automate the boring stuff. Just take a screenshot of your digital receipt or bank app, and we'll do the rest.
1. Screenshot
Capture your transaction on your phone.
2. Upload to BYB
Send it to the app instantly.
3. Auto-Created
BYB extracts the merchant, date, and amount.
Budget in Your Currency.
The world isn't flat, and neither are your finances. BYB automatically converts and normalizes your assets so you can track your net worth in your home currency.
Frequently Asked Questions
What's the catch with 'Free for early users'?
No catch! We are launching with two future pricing tiers:
- Standard ($5/mo): Includes all manual budgeting tools, unlimited transactions, and categories.
- Pro ($12/mo): Everything in Standard + Bank Sync, Brokerage Connections, and Crypto Tracking.
As a thank you for joining early, you will receive the Standard Plan ($5/mo) completely free, forever.
(You can choose to upgrade to the Pro plan later if you need automatic syncing).
Do you connect to my bank accounts?
This is coming soon. We are looking to support automatic bank syncing for thousands of institutions across the USA, Canada, and Europe.
If you prefer more privacy or control, you can still use our "Manual Mode" to enter transactions manually or via receipt screenshots.
How does crypto tracking work? Is it safe?
Yes, it is 100% safe and read-only. We *never* ask for your private keys or require you to sign a wallet transaction.
You simply provide your public wallet address (e.g., your `0x...` address), and our system automatically watches it.
What about other assets, like Brokerage accounts?
We support major brokerage accounts (like Robinhood, Fidelity, Vanguard) via our secure integrations provider.
We are also working on direct stock tracking for manual entries, so you can track assets that aren't in a supported brokerage.
Where is my financial data stored?
Your data is securely stored and encrypted in the cloud (on AWS) with automated backups. We use bank-grade encryption to ensure your data is safe.
Have a Question?
We're here to help. If your question wasn't answered in the FAQ, use the form below to get in touch.
Own Your Budget.
Stop Renting It.
Managing your money shouldn't cost you another monthly bill. While we're in our early feedback phase, all of BYB's features are completely free to use.
Our focus is on building a great product and gathering feedback from early users like you. Get access to all our tools with no subscriptions or hidden fees.